
Most people are aware of the two primary benefits of getting an ISA: they’re tax free. This might not sound like the most enthralling reason given how the market has been performing for the last few years, but there are still a number of daily benefits to setting up an …
As an American consumer it can be very beneficial to keep tabs on what the Fed is doing regarding interest rates. The Federal Reserve announces its short-term interest rate target on a monthly basis. And as the Fed raises and lowers that interest rate, banks and lending institutions raise and …
New methods and techniques are developed each year to help you reduce expenses and save money. From the latest online applications and services to fun and creative ways to shop, your budget will never look the same when you take advantage of these different money-saving strategies! Here’s a look at …
Taking out a mortgage allows you to buy the house that you’ve always wanted, but it also comes with a large amount of financial responsibility. In fact, it is probably your largest financial obligation each month. Getting rid of your mortgage would free up a lot of money that you …
Understanding articles and books dealing with financial matters can be frustrating because of all the jargon used that goes over most people’s heads. Here is a list of commonly used financial jargon terminology to help make reading this type of writing easier.
Credit Cards
Credit scoring – The method used to determine …
When you are unemployed, it can seem like everything is an uphill battle. You may feel discouraged because there are few reasonable options for you and your family. One thing you may be considering is a personal loan to get you through this tough time. The obstacle here is finding …
Is it possible for an industry to be both cyclical and counter-cyclical? Companies offering online payday loans might just emerge from the recession just as strong, possibly stronger, than they fared in the downturn.
The popular perception of payday loans companies is they do well when factors …
The week that just passed finally saw Groupon go public after some intense build up. The coupon company that is now valued at $12.1 billion (insane, right?) saw its stocks jump in value on the very first day.
The shares jumped over 40% to $28.30. While it may seem surprising to …
As you might be fully aware by now, United States of America has, for the first time in history, lost it’s AAA rating. US has held this rating since 1917. Standard and Poor (S&P) reduced US’s rating from AAA to AA+. This move was made by S&P due to concerns …
One option for people struggling with unaffordable unsecured debts may be an IVA (Individual Voluntary Arrangement). This is a formal, legally binding debt solution designed to help you repay as much of your unsecured debt as possible, before the rest is written off.
This may sound like an ideal way out …